• Nav #1
  • Nav #2
    • Back
    • Sub-nav #1
    • Sub-nav #2
  • Nav #3
  • Nav #4

Top 4 Ways to find money to invest

Top 4 ways to find money to invest, cut debt, job grants, lower costs and saving is the superior investor combination that funds wealth building portfolios.

Making Money With Investing Success, Lesson 2, discusses finding money to invest and beginning your attitude shift to become a superior investor. Links at the end guide you to related content if you want to learn more.

What’s in this lesson for me?

This lesson gives you the top ways superior investors use to find investing money. Any number or other money raising efforts can add more investing money to amounts raised by these 4 basic methods. These methods give you another important advantage. Using them consistently well develops the money attitude of superior investors.

“Where do I find the money to invest?”

Many people struggle with this very basic issue. Like any journey the one to becoming an investor starts from where you are. And it starts now. The best time to start a journey to a better financial situation is now. Begin by checking with yourself and your employer.

Find money to invest - Top 4 sources of investing funds

  1. Get rid of debt
  2. Employer contribution
  3. Cost control
  4. Saving program

Get rid of bad debt - pay yourself 15% - 20%!

This is the 1st of the top 4 ways to find money to invest. Think of any credit card debt as you directly paying investors in the finance company. Thank you very much! But stop it! That is a very pricey luxury that neither you or anyone else can afford. I don’t advocate cutting up your credit card but you must make it work for you.

For your benefit treat paying off credit card debt like finding a sure thing investment. The "investment" pays 15% to 20+%! Guaranteed! Move that spectacular rate of return directly into your own pocket by paying it off. Make it your top financial priority to put that money into your own pocket by taking it away from the bank's profits!

Employer contribution

This is the 2nd of top 4 ways to find money to invest. Ask if your employer offers an investment or retirement plan. An employer sponsored plan can get you into a professionally managed fund. Because the financial management companies want the business, most company group plans accept small contributions. Many can start with $100.

Typical plans take authorized deductions from your pay or withdraw either monthly or quarterly contributions from saving or checking accounts. Some employers offer matching plans. Their contributions in such plans will match yours. That is free money! Take it!

Cost control

This is the 3rd of top 4 ways to find money to invest. Cost control ranks among the most basic business principles. It also applies personally. Live within your means to get costs under strict control and start building your financial security by putting away savings. Cost cutting works. Look critically at absolutely every dollar you spend. Make choices. Choose to invest in yourself and your future.

A good way to start is by detailed tracking every expenditure. This is for your own use and benefit. Only you need know the numbers.

Tracking yourself for two weeks will be eye-opening! We easily let money melt away in casual spending that can quickly add up to significant amounts of easily avoidable spending. Divert that spending to your future financial security. Review you spending and reset you priorities so saving goes to the top of the list.

Saving program

This is the 4th of top 4 ways to find money to invest. Saving is an essential part of your wealth building thinking. If you want wealth or just reasonable financial security, you must start by paying yourself first. Take 10% or if you can 20%, of each paycheck and put it aside. Begin by building an emergency fund able to pay 6 months of bills. Set that amount aside in an accessible savings account. Touch it only in a genuine emergency. Concert tickets, vacations or new shoes never qualify!

Think of your emergency savings as your Golden Bridge Fund! It is an important part of your journey to the land of financial security. The Golden Bridge takes you from paycheck to paycheck living to a place of comfort and options which you in control of your future.

Why this lesson matters

Knowing the top ways superior investors use to find investing money gives you a head start to wealth building investing. Your other money raising efforts can add more investing money to amounts raised by these 4 basic methods. Looking to constantly use these 4 ways develops an attitude about using money like a superior investors.

Key takeaways from lesson 2, Top 4 ways to find money to invest

Top 4 ways to find money to invest, cut debt, job grants, lower costs and saving is the superior investor combination that funds wealth building portfolios.
  • Adopt the attitude of superior investors towards money.
  • No debt - think of eliminating interest costs as guaranteed returns.
  • Take advantage of any employer contribution offered.
  • Cost control is essential to investing success.
  • Save, save, save! Have a consistent savings program.

Other lessons related to: Top 4 ways to find money to invest

4 Wealth builder rules

Thinking investors grow money!

Investors can deposit and WAIT!

Weeding your investment portfolio

Pyramid portfolio wealth building

Market time grows money

Retirement saving dangers

Show me the numbers!

New investor danger!

Financial advisor incompetence

Tapering groupthink costs

3 Keys to a solid portfolio

Comments and questions welcome

Email me at WhiteTop@WhiteTopInvestor.com. Subscribe free and get White Top Investor lessons in your inbox! Make money work for you by knowing how investors think, feel and act. Learn here The Investor Mind. White Top Investor lessons, website layout and organization: click here.

Make money work for you

Use White Top Investor lessons to learn investing. By doing that you can grow into a knowledgeable, comfortable and confident investor. To learn how, you can learn investing one small step at a time at your own pace. Do that and become the master of your financial security and independence. White top Investor never sells or shares our email list. Learn more.

Making Money With Investing Success, lesson links:

Key investing success lessons Lesson 1 Top 4 ways to find money to invest Lesson 2 Time to invest or time for an advisor Lesson 3 Low costs double returns as ETFs beat mutual funds Lesson 4 4 Successful investor traits Lesson 5 Small investors have advantages Lesson 6 Avoid 6 investing sins Lesson 7 Investment impatience destroys wealth Lesson 8 3 Yeses or no investment Lesson 9 Investing can be fun, interesting and slow Lesson 10 Warren Buffett explains gold Lesson 11 Smart investors use smart diversification Lesson 12

Next lesson 3: Time to invest or time for an advisor

Have a prosperous investor day! Bryan White Top Investor whitetop@WhiteTopInvestor.com WhiteTopInvestor.com Let’s connect, follow me; Twitter LinkedIn Facebook

Share: Top 4 ways to find money to invest

Buttons below let you share this lesson with family and friends! Image courtesy: FreeDigitalPhotos.net

Copyright © 2013-19 Bryan Kelly WhiteTopInvestor.com

About the author 

Bryan Kelly

Bryan Kelly made the White Top Investor mission, investing for all, by sharing his investment knowledge learned in decades of stock market investing. His knowledge and experience are shared in 5 Ultimate Investing Success Guides. White Top Investor lessons teach new investors how to make money work investing in the stock market. Lessons guide beginners to investing success, individual freedom, personal empowerment, and financial independence. For more see the White Top Investor About page.

Subscribe to get the latest updates